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	<title>Comments on: Metro Bank Harrisburg: An Example in Failure</title>
	<atom:link href="http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/feed" rel="self" type="application/rss+xml" />
	<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure</link>
	<description>live from downtown harrisburg</description>
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		<title>By: happy</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-10188</link>
		<dc:creator>happy</dc:creator>
		<pubDate>Fri, 13 Nov 2009 01:23:31 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-10188</guid>
		<description>Try Citizens Bank.You will be happy</description>
		<content:encoded><![CDATA[<p>Try Citizens Bank.You will be happy</p>
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		<title>By: Alice Christensen</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-10176</link>
		<dc:creator>Alice Christensen</dc:creator>
		<pubDate>Fri, 09 Oct 2009 14:06:29 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-10176</guid>
		<description>I&#039;ve had a few situations with them, where they&#039;ve held retirement distributions for 14 days.  The last time it went in and they took it out again.  Luckily I was able to back out the bills I was paying in time that time.  It was from a cash account at Charles Schwab drawn on Bank of America, so there was no need to hold it.  I wrote to them but they were within all the business days regulations of the banking commission.  Just a big float game.  But this latest:  My husband and I have our own accounts linked to a &#039;joint&#039; account used to pay joint bills.  He gets huge credit card bills each month because he travels.  I payed the last one with Metro&#039;s on-line bill pay (so inferior to what Commerce&#039;s was).  They only have a drop down menu at the top of the page to select the account.  In Commerce&#039;s, that drop down menu was on each payee and stayed unless you specifically changed it.  Well, I forgot to look at which account it was coming out of.  It came out of the joint account and was overdrawn by over $4,000.  BUT there was double that in each of the &#039;linked&#039; accounts!  Not even a phone call from them.  They&#039;ve charged our account $74.00 for the overdraw, and we&#039;re getting the runaround when we ask for it back, including when we show up in person.  It&#039;ll take a while to move banks, but we&#039;re in the market for a new one.  Any suggestions?  It would be nice to find one who really cared about their customers and treated you at least civilly.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve had a few situations with them, where they&#8217;ve held retirement distributions for 14 days.  The last time it went in and they took it out again.  Luckily I was able to back out the bills I was paying in time that time.  It was from a cash account at Charles Schwab drawn on Bank of America, so there was no need to hold it.  I wrote to them but they were within all the business days regulations of the banking commission.  Just a big float game.  But this latest:  My husband and I have our own accounts linked to a &#8216;joint&#8217; account used to pay joint bills.  He gets huge credit card bills each month because he travels.  I payed the last one with Metro&#8217;s on-line bill pay (so inferior to what Commerce&#8217;s was).  They only have a drop down menu at the top of the page to select the account.  In Commerce&#8217;s, that drop down menu was on each payee and stayed unless you specifically changed it.  Well, I forgot to look at which account it was coming out of.  It came out of the joint account and was overdrawn by over $4,000.  BUT there was double that in each of the &#8216;linked&#8217; accounts!  Not even a phone call from them.  They&#8217;ve charged our account $74.00 for the overdraw, and we&#8217;re getting the runaround when we ask for it back, including when we show up in person.  It&#8217;ll take a while to move banks, but we&#8217;re in the market for a new one.  Any suggestions?  It would be nice to find one who really cared about their customers and treated you at least civilly.</p>
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		<title>By: guitarcozmo</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-10138</link>
		<dc:creator>guitarcozmo</dc:creator>
		<pubDate>Fri, 21 Aug 2009 20:09:05 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-10138</guid>
		<description>Interesting thing I forgot to pass along - I went into my local Metro recently with the intent of closing an old checking account I still had opened.  Just hadn&#039;t gotten around to withdrawing the small amount of funds and closing it yet, as I had switched to PSECU before Commerce became Metro.  so I go in, sit down and tell the guy I want to close my account.  He asked for my account number and (I believe) my name, which I gave him. Looked at a few things onscreen, excused himself, came back with a withdrawal slip, filled it in, then had me write out the dollar amount and sign it.  Asked what kinda of bills I wanted, went back behind the counter, returned with my money in an envelope and a withdrawal receipt.  I thanked him and went on my way.

Not one time was I asked for any identification, any verification of my SSN, or anything whatsoever to verify that I was the person who this account belonged to.  I could&#039;ve been any person off the street with an account number and walked out with a pocketful of cash.  Real nice.</description>
		<content:encoded><![CDATA[<p>Interesting thing I forgot to pass along &#8211; I went into my local Metro recently with the intent of closing an old checking account I still had opened.  Just hadn&#8217;t gotten around to withdrawing the small amount of funds and closing it yet, as I had switched to PSECU before Commerce became Metro.  so I go in, sit down and tell the guy I want to close my account.  He asked for my account number and (I believe) my name, which I gave him. Looked at a few things onscreen, excused himself, came back with a withdrawal slip, filled it in, then had me write out the dollar amount and sign it.  Asked what kinda of bills I wanted, went back behind the counter, returned with my money in an envelope and a withdrawal receipt.  I thanked him and went on my way.</p>
<p>Not one time was I asked for any identification, any verification of my SSN, or anything whatsoever to verify that I was the person who this account belonged to.  I could&#8217;ve been any person off the street with an account number and walked out with a pocketful of cash.  Real nice.</p>
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		<title>By: Jack</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-10137</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Thu, 20 Aug 2009 15:25:56 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-10137</guid>
		<description>I may be an unusual customer.  I put every transaction for all my finances into Quicken and have done so for many, many years.

I left a local bank to go to Commerce because they integrated well with Quicken.  I was very pleased with Commerce.

Metro Bank integrates very poorly with Quicken, at least for me.  The loss of Direct Connect was a huge loss for me.  Now I am getting duplicate transactions downloaded from Metro into Quicken.  I have to double check every transaction to make sure its not a duplicate.

Metro people are very nice.  They have shown concern, but their technology is sub par compared to the other institutions I use.

I understand that they have to make a business decision.  So do I.  I expect to be switching banks very soon.</description>
		<content:encoded><![CDATA[<p>I may be an unusual customer.  I put every transaction for all my finances into Quicken and have done so for many, many years.</p>
<p>I left a local bank to go to Commerce because they integrated well with Quicken.  I was very pleased with Commerce.</p>
<p>Metro Bank integrates very poorly with Quicken, at least for me.  The loss of Direct Connect was a huge loss for me.  Now I am getting duplicate transactions downloaded from Metro into Quicken.  I have to double check every transaction to make sure its not a duplicate.</p>
<p>Metro people are very nice.  They have shown concern, but their technology is sub par compared to the other institutions I use.</p>
<p>I understand that they have to make a business decision.  So do I.  I expect to be switching banks very soon.</p>
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		<title>By: Shaundra</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-10132</link>
		<dc:creator>Shaundra</dc:creator>
		<pubDate>Tue, 18 Aug 2009 15:16:46 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-10132</guid>
		<description>watch out people, i just got a call from a collection agency saying i owe them money for metro bank when i closed my account with them when they switched and all transactions were cleared. i am fighting this and this better not ruin my credit because this is untrue. i am filing suit against this bank if it does.</description>
		<content:encoded><![CDATA[<p>watch out people, i just got a call from a collection agency saying i owe them money for metro bank when i closed my account with them when they switched and all transactions were cleared. i am fighting this and this better not ruin my credit because this is untrue. i am filing suit against this bank if it does.</p>
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	<item>
		<title>By: Shaundra</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-9764</link>
		<dc:creator>Shaundra</dc:creator>
		<pubDate>Wed, 22 Jul 2009 14:52:55 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-9764</guid>
		<description>ok metro don (aka employee)! lol. you never understood. so oh well..</description>
		<content:encoded><![CDATA[<p>ok metro don (aka employee)! lol. you never understood. so oh well..</p>
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	<item>
		<title>By: DonJuan</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-9728</link>
		<dc:creator>DonJuan</dc:creator>
		<pubDate>Mon, 20 Jul 2009 19:13:33 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-9728</guid>
		<description>Now I am not sure what all the fuss has been about...but I have not experienced any issues. Typically issues are caused by the person themselves. Just think when you are waiting in a long line somewhere, it is not usually the company&#039;s fault for that line but the people who are in line with you that are holding it up. 
I would appreciate it if people would just let bygones be bygones and give Metro Bank another chance. You will see that they really are a great bank and do care for their customers. Let&#039;s all say it together...we love Metro Bank!</description>
		<content:encoded><![CDATA[<p>Now I am not sure what all the fuss has been about&#8230;but I have not experienced any issues. Typically issues are caused by the person themselves. Just think when you are waiting in a long line somewhere, it is not usually the company&#8217;s fault for that line but the people who are in line with you that are holding it up.<br />
I would appreciate it if people would just let bygones be bygones and give Metro Bank another chance. You will see that they really are a great bank and do care for their customers. Let&#8217;s all say it together&#8230;we love Metro Bank!</p>
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		<title>By: Shaundra</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-9638</link>
		<dc:creator>Shaundra</dc:creator>
		<pubDate>Fri, 17 Jul 2009 02:14:43 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-9638</guid>
		<description>must be an employee posting that last coment.. lol</description>
		<content:encoded><![CDATA[<p>must be an employee posting that last coment.. lol</p>
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		<title>By: itsridiculus</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-9608</link>
		<dc:creator>itsridiculus</dc:creator>
		<pubDate>Thu, 16 Jul 2009 10:23:21 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-9608</guid>
		<description>What has ever happened with a little patience.  I personally did not have one problem with the change from Commerce to Metro.  

I actually like the new bill pay, its an upgrade from Commerce.

Yes corporations do make mistakes, but come on give it a break!</description>
		<content:encoded><![CDATA[<p>What has ever happened with a little patience.  I personally did not have one problem with the change from Commerce to Metro.  </p>
<p>I actually like the new bill pay, its an upgrade from Commerce.</p>
<p>Yes corporations do make mistakes, but come on give it a break!</p>
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		<title>By: Coleen</title>
		<link>http://floor9.com/central-pa/metro-bank-harrisburg-an-example-in-failure/comment-page-4#comment-9513</link>
		<dc:creator>Coleen</dc:creator>
		<pubDate>Sun, 12 Jul 2009 18:28:41 +0000</pubDate>
		<guid isPermaLink="false">http://floor9.com/?p=762#comment-9513</guid>
		<description>I had a bad experience when I could not log on to their new site.  Kept telling me my user name or password wasn&#039;t right.  I called customer service and got a very rude woman who put me on hold several times before she could even find my account in the system.  I knew I would be chnaging banks.  I can&#039;t trust that my money will be there.  

It&#039;s really sort of amazing.  Banks have been changing hands for years.  This should be banking 101.  But Metro managed to step in and screw it up.</description>
		<content:encoded><![CDATA[<p>I had a bad experience when I could not log on to their new site.  Kept telling me my user name or password wasn&#8217;t right.  I called customer service and got a very rude woman who put me on hold several times before she could even find my account in the system.  I knew I would be chnaging banks.  I can&#8217;t trust that my money will be there.  </p>
<p>It&#8217;s really sort of amazing.  Banks have been changing hands for years.  This should be banking 101.  But Metro managed to step in and screw it up.</p>
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