PSECU announced on Monday that they will offer 0% interest loans to creditworthy state employees if the impasse happens.

For members who meet the credit criteria, the 0% rate will be available up until 60 days after the governor signs the new budget into law. After 60 days, the loan will begin accruing interest at 3.9% APR until paid in full. Members participating in the loan program will have the option of borrowing up to $1,000 per pay period.

That’s right; a credit union is outperforming the state.